Harvard Business School

Given the rise of high-intensity weather events, insurtech firm Hippo considered how its underwriting model could account for the effects of climate change. Along with providing smart home packages, targeting risk-friendly customers, and using data-driven pricing, the company used technologically empowered services to create its competitive edge. Could Hippo survive a new era of unprecedented weather catastrophes and disrupt the insurance industry? Professor Lauren Cohen discusses the case, “Hippo: Weathering the Storm of the Home Insurance Crisis.”